Kimley Horn and Associates, Inc. 401(k) Review & Grade
Kimley-Horn and Associates, Inc. Retirement Savings and Pension Plan
Raleigh, NCProfessional, Scientific & Technical Services7,825 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$21,240Employer $ per active participant
$10,077Employee $ saved per active participant
0.03%Direct admin cost, % of plan assets
$2.3BNet plan assets, end of year
$238,054Average balance per account
Score breakdown
- Employer generosity50.0 / 50100th percentile for employer $ per participant
- Low cost22.6 / 2590th percentile for low admin cost vs. same-size plans
- Employee saving8.3 / 1556th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score91 / 100 · Grade A
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 2,500–9,999 active participants (231 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 100th |
| Lower admin cost | 90th |
| Employee saving | 56th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Kimley Horn and Associates put in about $21,240 per active participant, more than the typical peer ($2,951). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $166,200,332 |
| Participant (employee) contributions | $78,852,215 |
| Other contributions (incl. rollovers in) | $10,383,142 |
| Administrative expenses paid from the plan | $619,100 |
| Other admin expenses | $85,777 |
| Benefits paid out | $88,363,366 |
| Net assets, start / end of year | $1.9B / $2.3B |
| Active participants, start / end of year | 7,333 / 8,317 |
| Participants with account balances | 9,862 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Cherry Bekaert LLP |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $300,280 reported compensation |
| Capfinancial Partners LLC | $85,407 reported compensation |
| Cherry Bekaert LLP | $8,283 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250915102017NAL0000648707001, received 2025-09-15, EIN 56-0885615, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.