Kuehne & Nagel Inc. 401(k) Review & Grade
Kuehne & Nagel 401(k) Plan
Jersey City, NJAdministrative, Support & Staffing Services6,542 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,850Employer $ per active participant
$5,127Employee $ saved per active participant
0.09%Direct admin cost, % of plan assets
$552.3MNet plan assets, end of year
$70,633Average balance per account
Score breakdown
- Employer generosity44.0 / 5088th percentile for employer $ per participant
- Low cost15.0 / 2560th percentile for low admin cost vs. same-size plans
- Employee saving13.3 / 1589th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score82 / 100 · Grade A
This plan vs. peers
Peers: Administrative, Support & Staffing Services plans with 2,500–9,999 active participants (125 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 88th |
| Lower admin cost | 60th |
| Employee saving | 89th |
| Peers that auto-enroll | 22% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Kuehne & Nagel put in about $2,850 per active participant, more than the typical peer ($342). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $18,645,103 |
| Participant (employee) contributions | $33,545,896 |
| Other contributions (incl. rollovers in) | $1,915,155 |
| Administrative expenses paid from the plan | $486,929 |
| Investment advisory & management fees | $12,161 |
| Other admin expenses | $757 |
| Benefits paid out | $75,498,870 |
| Net assets, start / end of year | $507.7M / $552.3M |
| Active participants, start / end of year | 6,796 / 6,289 |
| Participants with account balances | 7,820 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Wiss & Company, LLP |
Largest service providers (Schedule C)
| T Rowe Price RPS Inc | $474,011 reported compensation |
| Morningstar | $12,161 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20260814123752NAL0012386849001, received 2026-08-14, EIN 13-2571986, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.