Northeast Communications of Wisconsin, Inc. DBA Nsight 401(k) Review & Grade
Northeast Communications of Wi, Inc DBA Nsight
Green Bay, WIInformation632 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,990Employer $ per active participant
$5,780Employee $ saved per active participant
0.19%Direct admin cost, % of plan assets
$101.0MNet plan assets, end of year
$85,199Average balance per account
Score breakdown
- Employer generosity34.6 / 5069th percentile for employer $ per participant
- Low cost13.9 / 2555th percentile for low admin cost vs. same-size plans
- Employee saving4.2 / 1528th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score56 / 100 · Grade C
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 69th |
| Lower admin cost | 55th |
| Employee saving | 28th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Northeast Communications of Wisconsin, Inc. DBA Nsight put in about $3,990 per active participant, more than the typical peer ($2,829). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,523,575 |
| Participant (employee) contributions | $3,655,859 |
| Other contributions (incl. rollovers in) | $541,118 |
| Administrative expenses paid from the plan | $187,850 |
| Contract administrator fees | $96,632 |
| Investment advisory & management fees | $89,068 |
| Other admin expenses | $2,150 |
| Benefits paid out | $13,771,689 |
| Net assets, start / end of year | $94.1M / $101.0M |
| Active participants, start / end of year | 642 / 623 |
| Participants with account balances | 1,185 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Cliftonlarsonallen LLP |
Largest service providers (Schedule C)
| Voya Retirement Insurance & Annuity | $98,782 reported compensation |
| Morgan Stanley | $89,068 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250903114221NAL0015335057001, received 2025-09-03, EIN 39-1417019, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.