Pkfod Management Company LLC 401(k) Review & Grade
PKF O'connor Davies 401(k) Savings & Retirement Plan
Harrison, NYProfessional, Scientific & Technical Services1,946 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$3,560Employer $ per active participant
$9,431Employee $ saved per active participant
0.23%Direct admin cost, % of plan assets
$335.6MNet plan assets, end of year
$188,752Average balance per account
Score breakdown
- Employer generosity29.3 / 5059th percentile for employer $ per participant
- Low cost12.5 / 2550th percentile for low admin cost vs. same-size plans
- Employee saving8.0 / 1554th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score60 / 100 · Grade B
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 59th |
| Lower admin cost | 50th |
| Employee saving | 54th |
| Peers that auto-enroll | 48% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Pkfod Management Company put in about $3,560 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,929,645 |
| Participant (employee) contributions | $18,357,173 |
| Other contributions (incl. rollovers in) | $2,696,495 |
| Administrative expenses paid from the plan | $697,561 |
| Contract administrator fees | $697,561 |
| Benefits paid out | $14,360,760 |
| Net assets, start / end of year | $272.6M / $335.6M |
| Active participants, start / end of year | 1,971 / 1,922 |
| Participants with account balances | 1,778 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Forvis Mazars, LLP |
Largest service providers (Schedule C)
| Transamerica Retirement Solutions | $309,346 reported compensation |
| Ubs Financial Services | $210,269 reported compensation |
| Compass 360, LLC | $111,675 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006090528NAL0001940803001, received 2025-10-06, EIN 88-3930271, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.