Premier Brands Group Holdings LLC 401(k) Review & Grade
Premier Brands Group Holdings LLC Retirement Plan
Bristol, PAWholesale Trade914 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,042Employer $ per active participant
$4,703Employee $ saved per active participant
0.14%Direct admin cost, % of plan assets
$201.1MNet plan assets, end of year
$161,496Average balance per account
Score breakdown
- Employer generosity28.3 / 5057th percentile for employer $ per participant
- Low cost16.3 / 2565th percentile for low admin cost vs. same-size plans
- Employee saving7.5 / 1550th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score55 / 100 · Grade C
This plan vs. peers
Peers: Wholesale Trade plans with 500–2,499 active participants (603 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 57th |
| Lower admin cost | 65th |
| Employee saving | 50th |
| Peers that auto-enroll | 53% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Premier Brands Group Holdings put in about $2,042 per active participant, more than the typical peer ($1,792). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,865,720 |
| Participant (employee) contributions | $4,295,744 |
| Other contributions (incl. rollovers in) | $359,127 |
| Administrative expenses paid from the plan | $271,413 |
| Contract administrator fees | $271,413 |
| Benefits paid out | $18,622,766 |
| Net assets, start / end of year | $184.8M / $201.1M |
| Active participants, start / end of year | 918 / 909 |
| Participants with account balances | 1,245 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Bdo USA, P.C. |
Largest service providers (Schedule C)
| Merrill Lynch Pierce Fenner & Smith | $212,830 reported compensation |
| Onedigital Investment Advisors LLC | $65,000 reported compensation |
| Bdo USA, P.C. | $35,600 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250806152122NAL0001760115001, received 2025-08-06, EIN 22-3497645, plan #003, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.