Revature, LLC 401(k) Review & Grade
Revature, LLC 401(k) Plan
Reston, VAProfessional, Scientific & Technical Services612 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$566Employer $ per active participant
$2,163Employee $ saved per active participant
0.64%Direct admin cost, % of plan assets
$11.9MNet plan assets, end of year
$24,675Average balance per account
Score breakdown
- Employer generosity7.1 / 5014th percentile for employer $ per participant
- Low cost3.9 / 2516th percentile for low admin cost vs. same-size plans
- Employee saving1.6 / 1511th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-8 pts2 issues reported on the filing
Total score8 / 100 · Grade F
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 14th |
| Lower admin cost | 16th |
| Employee saving | 11th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No fidelity bond: the plan reported it was not covered by a fidelity bond, which protects participants against theft.
Corrective distributions: the plan refunded $256,153 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Revature put in about $566 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (0.64% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $346,025 |
| Participant (employee) contributions | $1,322,895 |
| Other contributions (incl. rollovers in) | $211,242 |
| Administrative expenses paid from the plan | $73,306 |
| Investment advisory & management fees | $67,804 |
| Benefits paid out | $2,255,443 |
| Net assets, start / end of year | $11.0M / $11.9M |
| Active participants, start / end of year | 573 / 650 |
| Participants with account balances | 483 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Pbmares |
Largest service providers (Schedule C)
| Capfinancial Partners LLC | $62,910 reported compensation |
| Fidelity Investments Institutional | $5,502 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015171653NAL0002804003001, received 2025-10-15, EIN 81-4176499, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.