Sasol (USA) Corporation 401(k) Review & Grade
Savings and Investment Plan of Sasol (USA) Corporation
Houston, TXManufacturing1,280 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$6,507Employer $ per active participant
$11,232Employee $ saved per active participant
0.10%Direct admin cost, % of plan assets
$417.7MNet plan assets, end of year
$227,741Average balance per account
Score breakdown
- Employer generosity45.0 / 5090th percentile for employer $ per participant
- Low cost18.5 / 2574th percentile for low admin cost vs. same-size plans
- Employee saving13.9 / 1593th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score80 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 90th |
| Lower admin cost | 74th |
| Employee saving | 93th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Sasol (USA) put in about $6,507 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $8,332,614 |
| Participant (employee) contributions | $14,382,280 |
| Other contributions (incl. rollovers in) | $1,606,955 |
| Administrative expenses paid from the plan | $399,825 |
| Investment advisory & management fees | $259,574 |
| Other admin expenses | $93,493 |
| Benefits paid out | $57,799,090 |
| Net assets, start / end of year | $385.7M / $417.7M |
| Active participants, start / end of year | 1,296 / 1,265 |
| Participants with account balances | 1,834 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Ham, Langston & Brezina, L.L.P. |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $134,300 reported compensation |
| Invesco Advisers | $72,774 reported compensation |
| NFP Retirement Inc | $52,500 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006163918NAL0006639680001, received 2025-10-06, EIN 46-2043151, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.