Stanley Electric Holding Company of America 401(k) Review & Grade
Stanley Electric Associates 401k Plan
London, OHManufacturing1,803 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,873Employer $ per active participant
$3,049Employee $ saved per active participant
0.15%Direct admin cost, % of plan assets
$187.4MNet plan assets, end of year
$84,716Average balance per account
Score breakdown
- Employer generosity30.4 / 5061th percentile for employer $ per participant
- Low cost15.7 / 2563th percentile for low admin cost vs. same-size plans
- Employee saving3.5 / 1524th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score60 / 100 · Grade B
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 61th |
| Lower admin cost | 63th |
| Employee saving | 24th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Stanley Electric Holding Company of America put in about $2,873 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $5,179,224 |
| Participant (employee) contributions | $5,496,868 |
| Other contributions (incl. rollovers in) | $57,666 |
| Administrative expenses paid from the plan | $265,106 |
| Investment advisory & management fees | $26,000 |
| Benefits paid out | $12,734,456 |
| Net assets, start / end of year | $163.3M / $187.4M |
| Active participants, start / end of year | 1,852 / 1,754 |
| Participants with account balances | 2,212 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | GBQ Partners |
Largest service providers (Schedule C)
| Capital Group Retirement Plan Svcs. | $219,706 reported compensation |
| Cerity Partners Retirement Plan Adv | $26,000 reported compensation |
| GBQ Partners LLC | $19,400 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251006120424NAL0002040739001, received 2025-10-06, EIN 38-3518760, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.