TNS Inc 401(k) Review & Grade
TNS 401(k) Retirement Savings Plan
Reston, VAInformation570 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$1,811Employer $ per active participant
$12,830Employee $ saved per active participant
0.16%Direct admin cost, % of plan assets
$145.9MNet plan assets, end of year
$191,233Average balance per account
Score breakdown
- Employer generosity14.7 / 5029th percentile for employer $ per participant
- Low cost15.2 / 2561th percentile for low admin cost vs. same-size plans
- Employee saving11.3 / 1575th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score51 / 100 · Grade C
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 29th |
| Lower admin cost | 61th |
| Employee saving | 75th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- TNS put in about $1,811 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,032,222 |
| Participant (employee) contributions | $7,312,969 |
| Other contributions (incl. rollovers in) | $366,498 |
| Administrative expenses paid from the plan | $226,191 |
| Contract administrator fees | $226,191 |
| Benefits paid out | $13,014,705 |
| Net assets, start / end of year | $134.1M / $145.9M |
| Active participants, start / end of year | 569 / 571 |
| Participants with account balances | 763 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Cbiz Cpas P.C. |
Largest service providers (Schedule C)
| Principal Life Insurance Company | $226,190 reported compensation |
| Snowden Capital Advisors, LLC | $50,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250925092306NAL0008361745001, received 2025-09-25, EIN 36-4430020, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.