Tsmc Arizona Corporation 401(k) Review & Grade
Tsmc Arizona Corporation 401(k) Plan
Phoenix, AZManufacturing2,632 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,751Employer $ per active participant
$4,841Employee $ saved per active participant
0.12%Direct admin cost, % of plan assets
$62.0MNet plan assets, end of year
$30,444Average balance per account
Score breakdown
- Employer generosity20.4 / 5041th percentile for employer $ per participant
- Low cost12.6 / 2550th percentile for low admin cost vs. same-size plans
- Employee saving5.1 / 1534th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score41 / 100 · Grade D
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 41th |
| Lower admin cost | 50th |
| Employee saving | 34th |
| Peers that auto-enroll | 70% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Tsmc Arizona put in about $2,751 per active participant, below the typical peer ($3,452). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $7,238,458 |
| Participant (employee) contributions | $12,738,177 |
| Other contributions (incl. rollovers in) | $3,071,817 |
| Administrative expenses paid from the plan | $59,489 |
| Investment advisory & management fees | $19,698 |
| Other admin expenses | $20,991 |
| Benefits paid out | $3,815,602 |
| Net assets, start / end of year | $35.7M / $62.0M |
| Active participants, start / end of year | 2,229 / 3,034 |
| Participants with account balances | 2,036 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Caron & Bletzer, PLLC |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $19,698 reported compensation |
| Caron & Bletzer | $9,620 reported compensation |
| Fidelity Investments Institutional | $9,230 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250710110903NAL0004005875001, received 2025-07-10, EIN 85-3841596, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.