United Talent Agency LLC 401(k) Review & Grade
United Talent Agency LLC 401(k) Plan
Beverly Hills, CAArts, Entertainment & Recreation1,586 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$2,709Employer $ per active participant
$9,547Employee $ saved per active participant
0.15%Direct admin cost, % of plan assets
$164.9MNet plan assets, end of year
$74,263Average balance per account
Score breakdown
- Employer generosity44.0 / 5088th percentile for employer $ per participant
- Low cost15.7 / 2563th percentile for low admin cost vs. same-size plans
- Employee saving14.7 / 1598th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score84 / 100 · Grade A
This plan vs. peers
Peers: Arts, Entertainment & Recreation plans with 500–2,499 active participants (225 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 88th |
| Lower admin cost | 63th |
| Employee saving | 98th |
| Peers that auto-enroll | 38% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- United Talent Agency put in about $2,709 per active participant, more than the typical peer ($995). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $4,298,271 |
| Participant (employee) contributions | $15,146,640 |
| Other contributions (incl. rollovers in) | $1,965,523 |
| Administrative expenses paid from the plan | $223,772 |
| Investment advisory & management fees | $76,397 |
| Benefits paid out | $8,446,115 |
| Net assets, start / end of year | $130.1M / $164.9M |
| Active participants, start / end of year | 1,503 / 1,670 |
| Participants with account balances | 2,221 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Pension Assurance LLP |
Largest service providers (Schedule C)
| Transamerica Retirement Solutions | $147,375 reported compensation |
| NFP Retirement, Inc. | $62,000 reported compensation |
| Merrill Lynch, Pierce, Fenner & Smi | $7,440 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250929143633NAL0015340979001, received 2025-09-29, EIN 95-4312582, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.