Uniti Group Inc. 401(k) Review & Grade
Uniti Group Inc. 401(k) Plan
Little Rock, ARInformation785 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,773Employer $ per active participant
$5,359Employee $ saved per active participant
0.32%Direct admin cost, % of plan assets
$64.5MNet plan assets, end of year
$86,684Average balance per account
Score breakdown
- Employer generosity24.1 / 5048th percentile for employer $ per participant
- Low cost9.7 / 2539th percentile for low admin cost vs. same-size plans
- Employee saving3.8 / 1526th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score41 / 100 · Grade D
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 48th |
| Lower admin cost | 39th |
| Employee saving | 26th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Uniti Group put in about $2,773 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,176,779 |
| Participant (employee) contributions | $4,206,805 |
| Other contributions (incl. rollovers in) | $891,781 |
| Administrative expenses paid from the plan | $190,414 |
| Contract administrator fees | $102,065 |
| Investment advisory & management fees | $47,119 |
| Other admin expenses | $41,230 |
| Benefits paid out | $6,713,985 |
| Net assets, start / end of year | $56.4M / $64.5M |
| Active participants, start / end of year | 810 / 760 |
| Participants with account balances | 744 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Lane Gorman Trubitt, LLC |
Largest service providers (Schedule C)
| Principal Life Insurance Company | $102,065 reported compensation |
| Merrill Lynch Pierce Fenner & Smith | $88,389 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251014161235NAL0004483696001, received 2025-10-14, EIN 46-5230630, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.