Webflow, Inc. 401(k) Review & Grade
Webflow 401(k) Plan
San Francisco, CAInformation552 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$0Employer $ per active participant
$14,961Employee $ saved per active participant
0.03%Direct admin cost, % of plan assets
$38.1MNet plan assets, end of year
$51,051Average balance per account
Score breakdown
- Employer generosity2.4 / 505th percentile for employer $ per participant
- Low cost23.4 / 2593th percentile for low admin cost vs. same-size plans
- Employee saving12.9 / 1586th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-13 pts2 issues reported on the filing
Total score36 / 100 · Grade D
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 5th |
| Lower admin cost | 93th |
| Employee saving | 86th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Late deposits: the filing says some employee contributions were not sent to the plan on time ($82 reported). That's money taken from paychecks that sat with the employer longer than the law allows.
Corrective distributions: the plan refunded $4,501 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Webflow put in about $0 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- The plan reported late deposits of employee contributions. Compare your pay stubs with your account statements, and contact the plan administrator if money shows up late.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $10 |
| Participant (employee) contributions | $8,258,390 |
| Other contributions (incl. rollovers in) | $3,721,524 |
| Administrative expenses paid from the plan | $8,528 |
| Benefits paid out | $2,434,715 |
| Net assets, start / end of year | $24.3M / $38.1M |
| Active participants, start / end of year | 509 / 595 |
| Participants with account balances | 746 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Pension Assurance LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $8,528 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250724081651NAL0012599618001, received 2025-07-24, EIN 46-1068692, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.