Wipfli LLP 401(k) Review & Grade
Wipfli LLP 401(k) Profit Sharing Plan
Wausau, WIProfessional, Scientific & Technical Services2,378 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$9,602Employer $ per active participant
$10,737Employee $ saved per active participant
0.03%Direct admin cost, % of plan assets
$810.7MNet plan assets, end of year
$236,425Average balance per account
Score breakdown
- Employer generosity45.1 / 5090th percentile for employer $ per participant
- Low cost23.2 / 2593th percentile for low admin cost vs. same-size plans
- Employee saving9.7 / 1565th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score81 / 100 · Grade A
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 90th |
| Lower admin cost | 93th |
| Employee saving | 65th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Wipfli LLP put in about $9,602 per active participant, more than the typical peer ($3,082). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $22,834,547 |
| Participant (employee) contributions | $25,532,982 |
| Other contributions (incl. rollovers in) | $4,251,985 |
| Administrative expenses paid from the plan | $241,162 |
| Other admin expenses | $241,162 |
| Benefits paid out | $67,087,364 |
| Net assets, start / end of year | $751.8M / $810.7M |
| Active participants, start / end of year | 2,438 / 2,318 |
| Participants with account balances | 3,429 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Plante & Moran, PLLC |
Largest service providers (Schedule C)
| The Vanguard Group, Inc. | $246,262 reported compensation |
| Charles Schwab & Co., Inc. | $1,189 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20260310045753NAL0003935410001, received 2026-03-10, EIN 39-0758449, plan #001, plan year 2024-06-01 to 2025-05-31. Verify at efast.dol.gov.